Company facts
- Industry
- National Commercial Banks
- Headquarters
- Charlotte, North Carolina
- Most recent report
- 10-Q, filed Oct 28, 2026
- Incorporated
- North Carolina
- Filings on record
- 1,001+ filings
- On EDGAR
- CIK 92230
- Fiscal year ends
- December
- Filer status
- Large accelerated filer
Financials 8 of 24
News 8 of 84
- 8-K Leadership change Oct 16, 2026
- 8-K Quarterly results Oct 16, 2026
- 8-K Current report on a material event Sep 15, 2026
- 8-K Current report on a material event Jul 29, 2026
- 8-K Other events Jul 23, 2026
- 8-K Quarterly results Jul 17, 2026
- 8-K Leadership change Jun 15, 2026
- 8-K Leadership change Jun 8, 2026
Prospectuses and Registrations 8 of 81
- 424B2 Prospectus supplement for an offering Jul 21, 2026
- FWP Free writing prospectus Jul 20, 2026
- 424B3 Prospectus supplement for an offering Jul 20, 2026
- S-8 Registration statement for an employee plan Jun 24, 2026
- 424B5 Prospectus supplement for an offering May 13, 2026
- FWP Free writing prospectus May 12, 2026
- 424B3 Prospectus supplement for an offering May 12, 2026
- S-8 Registration statement for an employee plan May 1, 2026
Proxies 8 of 15
- DEFA14A Extra proxy material Mar 16, 2026
- DEF 14A Proxy statement for a shareholder vote Mar 16, 2026
- DEFA14A Extra proxy material Mar 17, 2025
- DEF 14A Proxy statement for a shareholder vote Mar 17, 2025
- PX14A6G Shareholder's own proxy material Apr 5, 2024
- PX14A6G Shareholder's own proxy material Mar 26, 2024
- PX14A6G Shareholder's own proxy material Mar 19, 2024
- DEFA14A Extra proxy material Mar 11, 2024
Ownership 8 of 777
- 13F-HR Quarterly report of institutional holdings Oct 30, 2026
- 4 Insider reported a trade Oct 29, 2026
- 3 Insider reported their initial holding Oct 27, 2026
- SCHEDULE 13G/A Large holder reported a passive stake, amended Oct 22, 2026
- SCHEDULE 13G/A Large holder reported a passive stake, amended Oct 22, 2026
- SCHEDULE 13G/A Large holder reported a passive stake, amended Oct 22, 2026
- SCHEDULE 13G/A Large holder reported a passive stake, amended Oct 22, 2026
- 4 Insider reported a trade Oct 20, 2026
Other 8 of 20
- N-PX Record of how a fund voted its shares Aug 26, 2026
- 11-K Employee stock plan report Jun 25, 2026
- ARS Annual report sent to shareholders Mar 16, 2026
- N-PX Record of how a fund voted its shares Aug 26, 2025
- 11-K Employee stock plan report Jun 24, 2025
- ARS Annual report sent to shareholders Mar 17, 2025
- N-PX Record of how a fund voted its shares Aug 30, 2024
- 11-K Employee stock plan report Jun 27, 2024
What to read: Sep 2026 10-Q
SECSift found 2 of 12 sections worth reading, with 0 positive, 12 notable, and 1 negative flags.
Item 1
Contains material balance-sheet swings, a large securities loss, and a major loan sale.Notable- Signed agreement Oct 14, 2026 to sell $7.7B of LightStream loans for estimated net proceeds of $7.2B.
- Sold $8.6B of agency MBS and bought $7.2B of shorter-duration securities, causing a $1.447B loss in Q3 2026.
- Sold $5.5B of RAC loans from indirect auto for $5.2B, triggering a $581M pre-tax reserve recapture in Q3 2026.
- Repurchased $3.6B of common stock in 9M 2026, leaving $6.5B remaining under the $10B authorization.
- Issued $500M of Series S preferred stock in May 2026, with a 6.25% dividend rate resetting in 2031.
- Settled a class-action overdraft fee lawsuit for up to $240M; final approval granted May 2026, payments expected Q4 2026.
Item 2
Major restructuring: RAC loan sale, AFS repositioning, LightStream sale, new CEO, and segment shifts.Notable- New CEO Mike Lyons took over on August 31, 2026; company reallocating resources to core business.
- Wealth management income hit a record quarterly high of $407M in Q3 2026, up 8.8% YoY.
- ACL dropped to $4.4B (1.25% of loans) at Sep 30, 2026, down from $5.3B (1.53%) at Dec 31, 2025, due to RAC sale.
- CET1 ratio slipped to 10.7% at Sep 30, 2026 from 10.8% at Dec 31, 2025, due to buybacks and AFS repositioning.
- Proposed rule would require Truist to recognize most AOCI in regulatory capital, with a 5-year transition.
- Goodwill impairment risk: a 100bp discount rate increase would make WB reporting unit's fair value less than carrying value.
What changed: Sep 2026 vs. Jun 2026
About 8% of TFC's Sep 2026 10-Q is new information. 50 paragraphs were added, 194 changed, and 68 removed. Below are the most important lines SECSift identified.
Changed
- Noninterest income dropped to $84M from $1,644M in Q2 2026, due to $1.4B AFS loss.
- Provision for credit losses was a benefit of $253M vs a charge of $436M in Q3 2026.
- Total assets rose to $554,196M from $547,538M at Sep 30, 2026 vs Dec 31, 2025.
- Net income fell to $799M from $1,452M in the three months ended Sep 30, 2026 vs 2025.
- Securities losses of $1,447M vs $0 in the three months ended Sep 30, 2026.
- NPLs as % of loans HFI fell to 0.40% from 0.51% in Q2 2026.
- Common shares outstanding fell to 1,198,488 from 1,262,470 at Sep 30, 2026 vs Dec 31, 2025.
- Exhibit 10.1 changed from Transition Letter with William H. Rogers, Jr. to First Amendment to the Non-Qualified Defined Contribution Plan.
- Exhibit 10.2 changed from Offer Letter with Michael P. Lyons to Form of Participation Agreement under the Executive Severance Plan for Michael P. Lyons.
- Exhibit 3.1 changed from Articles of Amendment for Series S Preferred Stock to Bylaws as Amended and Restated, effective July 28, 2026.
Everything here comes from Truist Financial Corp's own filings on SEC EDGAR. The filing list is rechecked every hour. SECSift analysis was completed on Oct 29, 2026, from the 10-Q for Sep 2026.