Company facts
- Industry
- Finance Services
- Headquarters
- Stamford, Connecticut
- Most recent report
- 8-K, filed Aug 17, 2026
- Incorporated
- New York
- Filings on record
- 1,013+ filings
- On EDGAR
- CIK 1601712
- Fiscal year ends
- December
- Filer status
- Large accelerated filer
Financials 8 of 19
News 8 of 105
- 8-K Quarterly results Aug 17, 2026
- 8-K Other events Jul 31, 2026
- 8-K Current report on a material event Jul 21, 2026
- 8-K Quarterly results Jul 21, 2026
- 8-K Leadership change Jun 29, 2026
- 8-K Shareholder vote results Jun 25, 2026
- 8-K Current report on a material event Jun 9, 2026
- 8-K Other events Jun 5, 2026
Prospectuses and Registrations 8 of 31
- 424B5 Prospectus supplement for an offering Jul 29, 2026
- FWP Free writing prospectus Jul 28, 2026
- 424B5 Prospectus supplement for an offering Jul 28, 2026
- 424B5 Prospectus supplement for an offering Jun 3, 2026
- FWP Free writing prospectus Jun 2, 2026
- 424B5 Prospectus supplement for an offering Jun 2, 2026
- 424B5 Prospectus supplement for an offering Feb 19, 2026
- FWP Free writing prospectus Feb 18, 2026
Proxies 8 of 11
- DEFA14A Extra proxy material Apr 29, 2026
- DEF 14A Proxy statement for a shareholder vote Apr 29, 2026
- DEFA14A Extra proxy material Apr 25, 2025
- DEF 14A Proxy statement for a shareholder vote Apr 25, 2025
- DEFA14A Extra proxy material Jun 3, 2024
- DEFA14A Extra proxy material Apr 25, 2024
- DEF 14A Proxy statement for a shareholder vote Apr 25, 2024
- PRE 14A Preliminary proxy statement Apr 12, 2024
Ownership 8 of 841
- 4 Insider reported a trade Aug 19, 2026
- 4 Insider reported a trade Aug 19, 2026
- 4 Insider reported a trade Aug 19, 2026
- 4 Insider reported a trade Aug 19, 2026
- 4 Insider reported a trade Aug 19, 2026
- 4 Insider reported a trade Aug 19, 2026
- 4 Insider reported a trade Aug 19, 2026
- 4 Insider reported a trade Aug 19, 2026
Other 6
- ARS Annual report sent to shareholders Apr 29, 2026
- ARS Annual report sent to shareholders Apr 25, 2025
- ARS Annual report sent to shareholders Apr 25, 2024
- CERT Exchange certified a listing Feb 23, 2024
- 8-A12B Registration of a security for exchange listing Feb 23, 2024
- ARS Annual report sent to shareholders Apr 4, 2023
What to read: Jun 2026 10-Q
SECSift found 3 of 13 sections worth reading, with 4 positive, 7 notable, and 1 negative flags.
Management's Discussion (Item 2)
Full MD&A with earnings, credit quality, capital returns, and regulatory updates for Q2 2026.Positive- Loan receivables grew 2.4% to $102.2B at June 30, 2026 vs. $99.8B a year ago.
- Over-30 day delinquencies down 2 bps to 4.16%; charge-off rate down 27 bps to 5.43%.
- Repurchased $1.8B of stock in H1 2026; new $5.7B authorization; dividend raised to $0.34/share in Q3 2026.
- S&P outlook for Synchrony Financial upgraded to Positive from Stable.
Notable- Allowance coverage ratio fell to 10.09% from 10.59% a year ago, reflecting improved credit trends.
- Total deposits rose 2.0% to $82.8B at June 30, 2026, representing 83% of funding.
- Issued $500M of 7.250% preferred stock Series C in June 2026, adding equity capital.
- Acquired $0.7B of Lowe's commercial co-branded credit card portfolio in April 2026.
- $30M gain on Visa Class B-2 stock exchange, boosting other income.
Financial Statements (Item 1)
Full financials and notes with earnings, buybacks, new preferred, acquisition, and credit trends.Unregistered Sales and Repurchases (Item 2)
New $6.5B buyback program, no expiration, plus $850M in Q2 repurchases.
What changed: Jun 2026 vs. Mar 2026
About 14% of SYF's Jun 2026 10-Q is new information. 54 paragraphs were added, 179 changed, and 36 removed. Below are the most important lines SECSift identified.
New
Changed
Removed
Everything here comes from Synchrony Financial's own filings on SEC EDGAR. The filing list is rechecked every hour. SECSift analysis was completed on Aug 19, 2026, from the 10-Q for Jun 2026.