Regions Financial Corp

Company facts

Industry

National Commercial Banks

Headquarters

Birmingham, Alabama

Most recent report

8-K, filed Aug 11, 2026

Incorporated

Delaware

Filings on record

1,014+ filings

On EDGAR

CIK 1281761

Fiscal year ends

December

Filer status

Large accelerated filer

What to read: Jun 2026 10-Q

SECSift found 2 of 11 sections worth reading, with 6 positive, 4 notable, and 3 negative flags.

• Financial Statements (Item 1)

  Core financials and notes with key numbers on earnings, credit, capital return, and litigation.
  Notable

  • Common stock repurchases totaled $460M in H1 2026 under a $3.0B authorization through 2027.
  • Shareholder derivative litigation stay extended through Nov 2, 2026; SLC investigating claims.

• Management's Discussion (Item 2)

  Full results, credit trends, capital actions, portfolio risk details.
  Positive

  • Net income $549M, up from $534M in Q2 2025.
  • Net interest income $1.3B, up $20M from Q2 2025.
  • Net interest margin 3.66%, up 1bp from Q2 2025.
  • Provision for credit losses $68M, down from $126M in Q2 2025.
  • Net charge-offs $102M, down from $113M in Q2 2025.
  • Dividend increased 13% to $0.30 per share, declared July 15.
  Notable

  • Non-interest income $630M, down $16M driven by securities repositioning losses.
  • Securities repositioning realized $40M pre-tax loss in Q2 2026.
  Negative

  • Non-interest expense $1.1B, up $48M due to higher salaries and benefits.
  • Office portfolio NPLs $121M; 60% of office loans mature in 12 months.
  • Trucking portfolio NPLs $45M, charge-offs $29M in H1 2026.

What changed: Jun 2026 vs. Mar 2026

About 9% of RF's Jun 2026 10-Q is new information. 48 paragraphs were added, 212 changed, and 39 removed. Below are the most important lines SECSift identified.

• Item 2 118
• Item 1 52
• Item 6 6
• Part I 2
• Item 4 1
• Item 5 1