PayPal Holdings, Inc.

Company facts

Industry

Services-Business Services, NEC

Headquarters

San Jose, California

Most recent report

10-Q, filed Jul 28, 2026

Filings on record

1,003+ filings

On EDGAR

CIK 1633917

Fiscal year ends

December

Filer status

Large accelerated filer

What to read: Jun 2026 10-Q

SECSift found 3 of 13 sections worth reading, with 0 positive, 8 notable, and 1 negative flags.

• Financial Statements (Item 1)

  Full financials with profit decline, new debt, litigation, restructuring.
  Notable

  • Issued $2.0B in new fixed-rate notes in May 2026, raising total term debt to $12.7B.
  • Recorded $44M restructuring charge in Q2 2026 for April 2026 strategic reorganization.
  Negative

  • New securities class actions allege misstatements about branded checkout growth strategy; class period from Feb 2024.

• Management's Discussion (Item 2)

  Full MD&A with detailed financials, key metrics, and a major restructuring plan.
  Notable

  • Strategic reorganization expects at least $1.5B annual savings; first phase $400M with $120-140M charge in H2 2026.
  • CSSF approved additional $500M in July 2026 for credit activities, total now $2.5B.
  • Net proceeds from loan sales rose to $15.8B in H1 2026 from $11.6B in H1 2025.
  • Repurchased $3.0B of common stock in H1 2026; $10.9B remaining under authorization.

• Risk Factors (Item 1A)

  New cyber risk factor added; cites AI agents and PayPal as specific target.
  Notable

  • Newly disclosed: AI-enabled threats, including autonomous agents, could exploit vulnerabilities and target PayPal.
  • PayPal explicitly says hostile actors may target it due to brand recognition, payments data, and adoption.

What changed: Jun 2026 vs. Mar 2026

About 12% of PYPL's Jun 2026 10-Q is new information. 62 paragraphs were added, 192 changed, and 23 removed. Below are the most important lines SECSift identified.

• Item 1 87
• Item 2 86
• Item 3 7
• Item 1A 6
• Item 6 3
• Item 4 1