Mastercard Inc

Company facts

Industry

Services-Business Services, NEC

Headquarters

Purchase, New York

Most recent report

10-Q, filed Jul 30, 2026

Incorporated

Delaware

Filings on record

1,001+ filings

On EDGAR

CIK 1141391

Fiscal year ends

December

Filer status

Large accelerated filer

What to read: Jun 2026 10-Q

SECSift found 4 of 11 sections worth reading, with 1 positive, 8 notable, and 3 negative flags.

• Part I

  Core financial statements and notes with Q2 results, material litigation, and debt issuance.
  Notable

  • Issued $5.0 billion in new senior notes in June 2026, raising total debt to $24.6 billion.
  • Commercial paper outstanding of $710 million at June 2026; none at December 2025.
  Negative

  • Block and Intuit opt-out merchants seek over $5 billion in single damages in U.S. interchange litigation.
  • Additional U.K. collective action seeks damages over £1 billion ($1.3 billion) for commercial card transactions.
  • ATM Operators Class Complaint alleges over $1 billion in single damages; litigation continues.

• Financial Statements (Item 1)

  Core MD&A with real results: revenue up 14%, net income up 19%, new $5B debt issue.
  Positive

  • Repurchased 17.6M shares for $8.9B in H1 2026; paid dividends of $1.5B.
  Notable

  • Issued $5.0B debt in June 2026; commercial paper $0.7B outstanding at quarter end.
  • Litigation provision of $82M in Q2/H1 2026, down from $96M/$247M in prior periods.
  • Restructuring charge of $202M in H1 2026, excluded from adjusted metrics.

• Management's Discussion (Item 2)

  Capital return data and FX sensitivity are company-specific but routine for this filer.
  Notable

  • A 10% FX move would cause a $319M loss on derivatives at June 30, down from $405M.

• Exhibits (Item 6)

  New debt issuances and changed compensation plan exhibits.
  Notable

  • New debt issuance: five tranches (2028-2036) added June 8, 2026; amounts are in the referenced 8-K.
  • Prior compensation exhibits (LTIP awards, severance plans) replaced by two director equity plan forms effective June 16, 2026.

What changed: Jun 2026 vs. Mar 2026

About 9% of MA's Jun 2026 10-Q is new information. 43 paragraphs were added, 131 changed, and 23 removed. Below are the most important lines SECSift identified.

• Item 1 55
• Part I 43
• Item 6 11
• Item 3 4
• Item 2 2
• Item 4 1
• Item 1A 1
• Item 5 1