Company facts
- Headquarters
- Atlanta, Georgia
- Most recent report
- 10-Q, filed Oct 20, 2026
- Incorporated
- Georgia
- Filings on record
- 1,002+ filings
- On EDGAR
- CIK 33185
- Fiscal year ends
- December
- Filer status
- Large accelerated filer
Financials 8 of 42
News 8 of 100
Prospectuses and Registrations 8 of 49
- 424B2 Prospectus supplement for an offering Jul 24, 2026
- FWP Free writing prospectus Jul 22, 2026
- 424B2 Prospectus supplement for an offering Jul 22, 2026
- S-3ASR Automatic shelf registration Apr 21, 2026
- 424B2 Prospectus supplement for an offering Aug 14, 2024
- FWP Free writing prospectus Aug 12, 2024
- 424B2 Prospectus supplement for an offering Aug 12, 2024
- S-8 POS Post-effective amendment to an employee plan registration Jul 25, 2023
Proxies 8 of 31
- DEFA14A Extra proxy material Mar 27, 2026
- DEF 14A Proxy statement for a shareholder vote Mar 27, 2026
- PRE 14A Preliminary proxy statement Mar 17, 2026
- DEFA14A Extra proxy material Apr 17, 2025
- DEFA14A Extra proxy material Mar 28, 2025
- DEF 14A Proxy statement for a shareholder vote Mar 28, 2025
- PRE 14A Preliminary proxy statement Mar 18, 2025
- DEFA14A Extra proxy material Mar 22, 2024
Ownership 8 of 738
- 144 Notice of a proposed sale of restricted stock Nov 9, 2026
- 4 Insider reported a trade Nov 2, 2026
- 4 Insider reported a trade Nov 2, 2026
- 144 Notice of a proposed sale of restricted stock Oct 29, 2026
- 4 Insider reported a trade Oct 27, 2026
- 144 Notice of a proposed sale of restricted stock Oct 23, 2026
- 144 Notice of a proposed sale of restricted stock Oct 23, 2026
- 4 Insider reported a trade Oct 2, 2026
Other 8 of 42
- ARS Annual report sent to shareholders Mar 27, 2026
- ARS Annual report sent to shareholders Mar 28, 2025
- UPLOAD Comment letter from SEC staff Oct 31, 2024
- CORRESP Reply to SEC staff Sep 30, 2024
- UPLOAD Comment letter from SEC staff Sep 16, 2024
- ARS Annual report sent to shareholders Mar 22, 2024
- 425 Aug 8, 2023
- 425 Aug 8, 2023
What to read: Sep 2026 10-Q
SECSift found 3 of 11 sections worth reading, with 1 positive, 8 notable, and 1 negative flags.
Financial Statements (Item 1)
Financial statements contain material litigation accrual, debt refinancing, and segment growth.NotableManagement's Discussion (Item 2)
Dense MD&A with segment results, liquidity detail, and key acquisition.Legal Proceedings (Item 1)
Ongoing antitrust suit, CFPB probe into core unit, and FCRA settlement.Notable- Class action over 2022 credit score coding error settled in principle, pending final court approval in January 2027.
- Pending class action challenging pricing of Workforce Solutions verification services, unspecified damages sought.
- Regulatory probe into data accuracy at Workforce Solutions ongoing since July 2023; outcome uncertain.
What changed: Sep 2026 vs. Jun 2026
About 5% of EFX's Sep 2026 10-Q is new information. 11 paragraphs were added, 139 changed, and 27 removed. Below are the most important lines SECSift identified.
New
- Issued $500M 5.00% notes due 2029 and $500M 5.65% notes due 2033; commercial paper fell to $149M from $1.4B.
- Issued $500M of 5.00% notes and $500M of 5.65% notes in Q3, repaid $275M 3.25% notes.
- Added first supplemental indenture for notes due 2029 and 2033 dated July 29, 2026.
- Added indenture for new debt, dated July 29, 2026.
Changed
- Remaining buyback authorization fell to $1.4B at Sep 30 from $1.5B at Jun 30.
- Remaining performance obligations rose to $136.5M from $75.8M at June 30, 2026, more than doubling.
- Restructuring payments paid rose to $38.8M as of Sept 30, 2026 from $31.1M as of June 30, 2026.
- Revolver availability increased to $1.8B at Sep 30 from $0.6B at Jun 30.
- Effective tax rate for Q3 2026 was 28.1%, up from 27.9% in Q2 2026.
- August net share surrender was -304 shares (more issued than surrendered) compared to all positive numbers before.
- Fixed-rate debt rose to 97% of total from 74% at Jun 30, as new notes were issued.
- Total shares bought dropped to 533,708 from 1,768,505 in the prior quarter.
- U.S. mortgage outlook worsened: now expects 2026 originations 'below' 2025 levels, not 'slightly below'.
Everything here comes from Equifax Inc's own filings on SEC EDGAR. The filing list is rechecked every hour. SECSift analysis was completed on Oct 20, 2026, from the 10-Q for Sep 2026.