Equifax Inc

Company facts

Industry

Services-Consumer Credit Reporting, Collection Agencies

Headquarters

Atlanta, Georgia

Most recent report

8-K, filed Jul 29, 2026

Incorporated

Georgia

Filings on record

1,002+ filings

On EDGAR

CIK 33185

Fiscal year ends

December

Filer status

Large accelerated filer

What to read: Jun 2026 10-Q

SECSift found 3 of 11 sections worth reading, with 2 positive, 3 notable, and 2 negative flags.

• Financial Statements (Item 1)

  Full financials: revenue up 11% Q2 2026, $100M FCRA accrual, heavy buybacks.
  Negative

  • $100M accrual for FCRA class-action settlement in Q2 2026, net $40M after $60M insurance receivable.

• Management's Discussion (Item 2)

  Acquisition, legal settlement, margin decline, financing expansion, and debt repayment merit scrutiny.
  Positive

  • Share repurchases surged to $560M in H1 2026 vs $127M in H1 2025; $1.5B still authorized.
  • Quarterly dividend raised to $0.56 per share starting Q1 2026.
  Notable

  • Revolver increased from $1.5B to $2.0B, CP program also raised to $2.0B, maturity extended to 2029.
  Negative

  • SG&A rose 10% partly from a legal settlement charge for a previously-disclosed coding issue.

• Unregistered Sales and Repurchases (Item 2)

  Buyback pace increased to $300M in Q2, a step-up from $260M in Q1.
  Notable

  • Q2 buyback spending rose to $300M from $260M in Q1; remaining authorization $1.5B.
  • At quarter end, $1.5B of the $3B repurchase program remained available.

What changed: Jun 2026 vs. Mar 2026

About 11% of EFX's Jun 2026 10-Q is new information. 27 paragraphs were added, 124 changed, and 29 removed. Below are the most important lines SECSift identified.

• Item 2 61
• Item 1 40
• Item 5 4
• Item 6 3
• Item 3 1