Company facts
- Headquarters
- Tempe, Arizona
- Most recent report
- 10-Q, filed Oct 28, 2026
- Incorporated
- Delaware
- Filings on record
- 1,003+ filings
- On EDGAR
- CIK 1690820
- Fiscal year ends
- December
- Filer status
- Large accelerated filer
Financials 8 of 13
News 8 of 27
Prospectuses and Registrations 7
- S-8 POS Post-effective amendment to an employee plan registration May 8, 2026
- S-8 Registration statement for an employee plan Feb 21, 2025
- 424B5 Prospectus supplement for an offering Feb 19, 2025
- S-3ASR Automatic shelf registration Feb 19, 2025
- 424B5 Prospectus supplement for an offering Jul 31, 2024
- 25-NSE Notice that a security was delisted Jun 6, 2024
- S-8 Registration statement for an employee plan Feb 23, 2024
Proxies 8 of 9
- DEFA14A Extra proxy material Mar 25, 2026
- DEF 14A Proxy statement for a shareholder vote Mar 25, 2026
- DEFA14A Extra proxy material Mar 13, 2026
- PRE 14A Preliminary proxy statement Mar 13, 2026
- DEFA14A Extra proxy material Mar 25, 2025
- DEF 14A Proxy statement for a shareholder vote Mar 25, 2025
- PRE 14A Preliminary proxy statement Mar 14, 2025
- DEFA14A Extra proxy material Mar 26, 2024
Ownership 8 of 940
- 144 Notice of a proposed sale of restricted stock Nov 9, 2026
- 4 Insider reported a trade Nov 5, 2026
- 144 Notice of a proposed sale of restricted stock Nov 4, 2026
- SCHEDULE 13D/A Large holder reported an active stake, amended Nov 3, 2026
- 4 Insider reported a trade Nov 3, 2026
- 4 Insider reported a trade Nov 3, 2026
- 4 Insider reported a trade Nov 3, 2026
- 4 Insider reported a trade Nov 3, 2026
Other 7
- ARS Annual report sent to shareholders Mar 25, 2026
- ARS Annual report sent to shareholders Mar 25, 2025
- 8-A12B/A Registration of a security for exchange listing, amended Jun 6, 2024
- ARS Annual report sent to shareholders Mar 26, 2024
- UPLOAD Comment letter from SEC staff Sep 20, 2023
- CORRESP Reply to SEC staff Sep 18, 2023
- UPLOAD Comment letter from SEC staff Sep 5, 2023
What to read: Sep 2026 10-Q
SECSift found 4 of 13 sections worth reading, with 2 positive, 14 notable, and 1 negative flags.
Financial Statements (Item 1)
Full financials with notes: debt refi, TRA liability, related-party scale, and VIE structure.Notable- Carvana Co. owns 65.1% of Carvana Group; non-controlling interests hold 34.9% as of Sep 30, 2026.
- Related-party VSC commissions from DriveTime were $125M in Q3 2026, up from $91M in Q3 2025.
- Ally purchase commitment increased to $8.0B through July 2027; $6.0B unused capacity at Sep 30, 2026.
- Entered $1.66B Term Loan B due 2033 at SOFR+2.25%, no financial maintenance covenants.
- Securities class action survived partial motion to dismiss; plaintiff filed for class certification in Apr 2026.
- Root warrants exchanged: new warrants for 1.5M shares, $11M loss recognized in Q3 2026.
- Interest rate swap with $1.66B notional converts floating Term Loan B to fixed 4.055% through Jul 2028.
Management's Discussion (Item 2)
Core MD&A with detailed financial results, unit economics, and liquidity analysis for Q3 2026.Notable- Related-party wholesale and other revenues totaled $137 million in Q3 2026, up from $104 million a year ago.
- SG&A expenses rose 35.3% to $805 million in Q3 2026, driven by higher headcount and advertising to support growth.
- Interest expense decreased 21.6% to $98 million in Q3 2026 due to lower rates on refinanced notes.
- A five-for-one forward stock split was effected on May 8, 2026, increasing authorized shares significantly.
Legal Proceedings (Item 1)
SEC investigation concluded with no action; subpoena and short-seller report details are company-specific.PositiveOther Information (Item 5)
Two senior insiders adopted or expanded 10b5-1 plans for large share sales.
What changed: Sep 2026 vs. Jun 2026
About 9% of CVNA's Sep 2026 10-Q is new information. 35 paragraphs were added, 187 changed, and 24 removed. Below are the most important lines SECSift identified.
New
Changed
- Exhibit 10.1 changed from the 2026 Omnibus Incentive Plan to a Credit Agreement dated August 14, 2026.
- Exhibit 10.10 was renumbered to 10.1 (First Amendment to Third Amended and Restated Master Purchase and Sale Agreement).
- Total website units rose to 87,370 as of Sep 30, 2026 from 77,971 as of Jun 30, 2026.
Removed
- Ally MPSA amendment to increase commitment to $8.0B was removed from this section.
- Exhibit 10.9 (Third Amended and Restated Master Purchase and Sale Agreement, dated December 29, 2025) was removed.
- Exhibits 10.2 through 10.8 (seven award agreement forms) were removed from the filing.
- Gregory Sullivan's 10b5-1 Plan for up to 142,140 shares was removed.
- Removed the sentence 'We are fully cooperating with the SEC Staff.'.
- Thomas Taira's amended 10b5-1 Plan for up to 200,000 shares plus RSUs was removed.
Everything here comes from Carvana Co.'s own filings on SEC EDGAR. The filing list is rechecked every hour. SECSift analysis was completed on Oct 29, 2026, from the 10-Q for Sep 2026.