Company facts
- Industry
- State Commercial Banks
- Headquarters
- Providence, Rhode Island
- Most recent report
- 8-K, filed Oct 30, 2026
- Incorporated
- Delaware
- Filings on record
- 1,001+ filings
- On EDGAR
- CIK 759944
- Fiscal year ends
- December
- Filer status
- Large accelerated filer
Financials 8 of 30
News 8 of 132
- 8-K Current report on a material event Oct 30, 2026
- 8-K Quarterly results Oct 16, 2026
- 8-K Current report on a material event Oct 8, 2026
- 8-K Other events Jul 31, 2026
- 8-K Other events Jul 21, 2026
- 8-K Quarterly results Jul 16, 2026
- 8-K Shareholder vote results Apr 24, 2026
- 8-K Quarterly results Apr 16, 2026
Prospectuses and Registrations 8 of 58
- 424B2 Prospectus supplement for an offering Jul 23, 2026
- FWP Free writing prospectus Jul 21, 2026
- 424B2 Prospectus supplement for an offering Jul 21, 2026
- 424B2 Prospectus supplement for an offering Jan 26, 2026
- FWP Free writing prospectus Jan 22, 2026
- 424B2 Prospectus supplement for an offering Jan 22, 2026
- 424B2 Prospectus supplement for an offering Jul 23, 2025
- FWP Free writing prospectus Jul 22, 2025
Proxies 8 of 23
- DEFA14A Extra proxy material Mar 9, 2026
- DEF 14A Proxy statement for a shareholder vote Mar 9, 2026
- DEFA14A Extra proxy material Apr 11, 2025
- DEFA14A Extra proxy material Mar 10, 2025
- DEF 14A Proxy statement for a shareholder vote Mar 10, 2025
- DEFA14A Extra proxy material Mar 11, 2024
- DEF 14A Proxy statement for a shareholder vote Mar 11, 2024
- DEFA14A Extra proxy material Mar 10, 2023
Ownership 8 of 736
- 4 Insider reported a trade Nov 3, 2026
- 13F-HR Quarterly report of institutional holdings Oct 23, 2026
- 4 Insider reported a trade Sep 3, 2026
- 3 Insider reported their initial holding Aug 25, 2026
- 4 Insider reported a trade Aug 17, 2026
- 4 Insider reported a trade Aug 17, 2026
- 4 Insider reported a trade Aug 17, 2026
- 4 Insider reported a trade Aug 17, 2026
Other 8 of 22
- ARS Annual report sent to shareholders Mar 9, 2026
- CERT Exchange certified a listing Jul 30, 2025
- 8-A12B Registration of a security for exchange listing Jul 30, 2025
- ARS Annual report sent to shareholders Mar 10, 2025
- CERT Exchange certified a listing May 23, 2024
- 8-A12B Registration of a security for exchange listing May 23, 2024
- ARS Annual report sent to shareholders Mar 11, 2024
- ARS Annual report sent to shareholders Mar 10, 2023
What to read: Sep 2026 10-Q
SECSift found 1 of 13 sections worth reading, with 7 positive, 19 notable, and 0 negative flags.
Management's Discussion (Item 2)
Full MD&A with key financial results, capital actions, and credit risk details.Positive- Net income $636M in Q3 2026, up 29% from $494M in Q3 2025.
- Net interest margin rose 19 bps to 3.18% in Q3 2026 vs Q3 2025.
- Provision expense fell $29M to $125M in Q3 2026, reflecting improved loan mix.
- Efficiency ratio improved to 60.0% in Q3 2026 from 63.0% in Q3 2025.
- ROTCE improved to 15.1% in Q3 2026 from 11.7% in Q3 2025.
- Buyback authorization increased by $1.3B to $1.95B in October 2026.
- Common dividend raised 13% to $0.52 per share in Q4 2026.
Notable- Noninterest expense up 4% in Q3 2026 to $1.4B, driven by Private Bank build-out.
- Tangible book value per share fell to $35.78 at Sep 2026 from $38.07 at Dec 2025.
- Issued $400M of 6.75% Series J Preferred in July 2026, used to redeem Series G.
- CBNA issued $750M of 4.870% senior notes due 2029 in August 2026.
- Regulatory proposals on capital, deposit insurance, and stress testing are pending.
- Wealth fees up 17% in Q3 2026 to $109M, driven by AUM growth.
- Securities portfolio average duration rose to 4.6 years at Sep 2026 from 3.8 years at Dec 2025.
- Total deposits rose 1% to $185.2B at Sep 2026, driven by Private Bank growth.
- Borrowed funds rose $6.6B to $17.8B at Sep 2026, driven by FHLB advances and senior debt.
- Weighted-average CLTV on real estate secured portfolio was 50% at Sep 2026, unchanged.
- Commercial criticized loans fell to $5.4B at Sep 2026 from $6.3B at Dec 2025.
- CRE criticized balances fell to $3.0B at Sep 2026 from $3.7B at Dec 2025.
- ACL decreased $11M to $2.2B at Sep 2026, reflecting improved loan mix.
- Contingent liquidity was $70.1B at Sep 2026, including $40B of unencumbered securities.
- Parent Company repurchased $125M of stock in Q3 2026, up from $75M in Q3 2025.
- Credit ratings stable with 'stable' outlook at all three major agencies.
- SCB requirement was 4.5% as of Sep 2026, unchanged from prior period.
- AOCI opt-out election; proposed rule would require AOCI inclusion with 5-year transition.
- ACL sensitivity: a more pessimistic scenario would increase ACL by ~$600M to 1.4x current.
What changed: Sep 2026 vs. Jun 2026
About 3% of CFG's Sep 2026 10-Q is new information. 23 paragraphs were added, 240 changed, and 34 removed. Below are the most important lines SECSift identified.
Changed
- Preferred stock increased to $2.2B at September 30, 2026 from $2.1B at June 30, 2026 due to Series J issuance.
- Total assets rose to $234.5B at Sep 30, 2026 from $233.8B at Jun 30, 2026.
- Prior quarter: April repurchases were 3,189,345 shares at $63.99, leaving $795,928,221.
- Prior quarter: June repurchases were 327,052 shares at $63.99, leaving $775,000,000.
- Exhibit 101 now references the quarter ended September 30, 2026, instead of June 30, 2026.
- Exhibit 3.3 changed from Bylaws to Certification of Elimination for Series G Preferred Stock, effective October 6, 2026.
Everything here comes from Citizens Financial Group Inc's own filings on SEC EDGAR. The filing list is rechecked every hour. SECSift analysis was completed on Oct 29, 2026, from the 10-Q for Sep 2026.