Company facts
- Industry
- State Commercial Banks
- Headquarters
- Providence, Rhode Island
- Most recent report
- 10-Q, filed Aug 3, 2026
- Incorporated
- Delaware
- Filings on record
- 1,000+ filings
- On EDGAR
- CIK 759944
- Fiscal year ends
- December
- Filer status
- Large accelerated filer
Financials 8 of 30
News 8 of 130
Prospectuses and Registrations 8 of 58
- 424B2 Prospectus supplement for an offering Jul 23, 2026
- FWP Free writing prospectus Jul 21, 2026
- 424B2 Prospectus supplement for an offering Jul 21, 2026
- 424B2 Prospectus supplement for an offering Jan 26, 2026
- FWP Free writing prospectus Jan 22, 2026
- 424B2 Prospectus supplement for an offering Jan 22, 2026
- 424B2 Prospectus supplement for an offering Jul 23, 2025
- FWP Free writing prospectus Jul 22, 2025
Proxies 8 of 23
- DEFA14A Extra proxy material Mar 9, 2026
- DEF 14A Proxy statement for a shareholder vote Mar 9, 2026
- DEFA14A Extra proxy material Apr 11, 2025
- DEFA14A Extra proxy material Mar 10, 2025
- DEF 14A Proxy statement for a shareholder vote Mar 10, 2025
- DEFA14A Extra proxy material Mar 11, 2024
- DEF 14A Proxy statement for a shareholder vote Mar 11, 2024
- DEFA14A Extra proxy material Mar 10, 2023
Ownership 8 of 737
- 4 Insider reported a trade Sep 3, 2026
- 3 Insider reported their initial holding Aug 25, 2026
- 4 Insider reported a trade Aug 17, 2026
- 4 Insider reported a trade Aug 17, 2026
- 4 Insider reported a trade Aug 17, 2026
- 4 Insider reported a trade Aug 17, 2026
- 4 Insider reported a trade Aug 17, 2026
- 4 Insider reported a trade Aug 17, 2026
Other 8 of 22
- ARS Annual report sent to shareholders Mar 9, 2026
- CERT Exchange certified a listing Jul 30, 2025
- 8-A12B Registration of a security for exchange listing Jul 30, 2025
- ARS Annual report sent to shareholders Mar 10, 2025
- CERT Exchange certified a listing May 23, 2024
- 8-A12B Registration of a security for exchange listing May 23, 2024
- ARS Annual report sent to shareholders Mar 11, 2024
- ARS Annual report sent to shareholders Mar 10, 2023
What to read: Jun 2026 10-Q
SECSift found 2 of 13 sections worth reading, with 4 positive, 7 notable, and 0 negative flags.
Management's Discussion (Item 2)
Full of Q2 2026 results, credit trends, capital actions, and regulatory changes.Positive- Net income up $151M to $587M, EPS up $0.38 to $1.30 in Q2 2026, a 35% jump.
- NIM expanded 22bps to 3.16% in Q2 2026, driven by higher asset yields and lower deposit costs.
- Provision expense fell 18% to $134M in Q2 2026, reflecting improving credit trends and portfolio runoff.
- Efficiency ratio improved to 61.1% in Q2 2026 from 64.8% a year ago; ROTCE rose to 13.9% from 11.0%.
Notable- Parent Company repurchased $225M of common stock in Q2 2026; remaining buyback capacity is $775M.
- Issued $400M of 6.75% Series J preferred stock after Q2 to redeem older Series G preferred.
- Capital markets fees surged 46% to $153M in Q2 2026; mortgage banking fees fell 42%.
- Commercial criticized balances dropped $1B to $5.3B at June 2026, improving credit quality.
- Regulators proposed requiring AOCI inclusion in regulatory capital; Citizens currently opts out.
- A more pessimistic economic scenario would increase ACE by about $700 million, or 1.5x current ACL.
Financial Statements (Item 1)
Core financial results: net income up 34.6%, EPS doubled, but debt jumped $4B in 2Q.
What changed: Jun 2026 vs. Mar 2026
About 4% of CFG's Jun 2026 10-Q is new information. 25 paragraphs were added, 222 changed, and 25 removed. Below are the most important lines SECSift identified.
New
Changed
Removed
Everything here comes from Citizens Financial Group Inc's own filings on SEC EDGAR. The filing list is rechecked every hour. SECSift analysis was completed on Aug 20, 2026, from the 10-Q for Jun 2026.