Company facts
- Industry
- Insurance Agents, Brokers & Service
- Headquarters
- Rolling Meadows, Illinois
- Most recent report
- 10-Q, filed Nov 5, 2026
- Incorporated
- Delaware
- Filings on record
- 1,000+ filings
- On EDGAR
- CIK 354190
- Fiscal year ends
- December
- Filer status
- Large accelerated filer
Financials 8 of 33
News 8 of 106
- 8-K Quarterly results Oct 29, 2026
- 8-K Leadership change Aug 27, 2026
- 8-K Quarterly results Jul 30, 2026
- 8-K Other events Jul 29, 2026
- 8-K Current report on a material event Jun 17, 2026
- 8-K Shareholder vote results May 13, 2026
- 8-K Quarterly results Apr 30, 2026
- 8-K Current report on a material event Mar 17, 2026
Prospectuses and Registrations 8 of 38
- S-8 Registration statement for an employee plan Feb 18, 2025
- 424B2 Prospectus supplement for an offering Dec 11, 2024
- FWP Free writing prospectus Dec 11, 2024
- 424B2 Prospectus supplement for an offering Dec 10, 2024
- 424B5 Prospectus supplement for an offering Dec 9, 2024
- 424B2 Prospectus supplement for an offering Dec 9, 2024
- S-3ASR Automatic shelf registration Dec 9, 2024
- 424B2 Prospectus supplement for an offering Mar 14, 2024
Proxies 8 of 21
- DEFA14A Extra proxy material Apr 3, 2026
- DEFA14A Extra proxy material Mar 23, 2026
- DEF 14A Proxy statement for a shareholder vote Mar 23, 2026
- DEFA14A Extra proxy material Mar 24, 2025
- DEF 14A Proxy statement for a shareholder vote Mar 24, 2025
- DEFA14A Extra proxy material Mar 22, 2024
- DEF 14A Proxy statement for a shareholder vote Mar 22, 2024
- DEFA14A Extra proxy material Apr 28, 2023
Ownership 8 of 788
- 4 Insider reported a trade Nov 5, 2026
- 4 Insider reported a trade Nov 4, 2026
- 4 Insider reported a trade Nov 4, 2026
- 144 Notice of a proposed sale of restricted stock Nov 4, 2026
- 144 Notice of a proposed sale of restricted stock Nov 4, 2026
- 144 Notice of a proposed sale of restricted stock Nov 2, 2026
- 144 Notice of a proposed sale of restricted stock Nov 2, 2026
- 144 Notice of a proposed sale of restricted stock Nov 2, 2026
Other 8 of 14
- N-PX Record of how a fund voted its shares Aug 12, 2026
- ARS Annual report sent to shareholders Mar 23, 2026
- ARS Annual report sent to shareholders Mar 24, 2025
- UPLOAD Comment letter from SEC staff Sep 16, 2024
- N-PX Record of how a fund voted its shares Aug 29, 2024
- CORRESP Reply to SEC staff Apr 2, 2024
- ARS Annual report sent to shareholders Mar 22, 2024
- UPLOAD Comment letter from SEC staff Mar 19, 2024
What to read: Sep 2026 10-Q
SECSift found 4 of 11 sections worth reading, with 1 positive, 17 notable, and 0 negative flags.
Financial Statements (Item 1)
Financial statements and notes show acquisition-driven growth, debt structure, and cash flow details.Notable- Maximum potential earnout payables totaled $1.36B at September 30, 2026, with $590M recorded on the balance sheet.
- Anti-dilutive stock awards rose to 3.5 million shares at September 30, 2026, from 0.9 million a year ago, meaning more options are underwater.
- The company settled $11M of interest rate hedges with $1.5B notional in the nine months ended September 30, 2026, and had none outstanding.
Management's Discussion (Item 2)
Full MD&A with detailed segment results, non-GAAP metrics, and liquidity analysis.Notable- Interest income fell $76M in Q3 2026 vs Q3 2025 due to prior-year AssuredPartners financing cash.
- Defined benefit pension plan termination completed in Q2 2026 with $17M non-cash loss.
- Capital expenditures $135M for nine months 2026, up from $105M in 2025.
- Cash paid for acquisitions $1,112M in nine months 2026, down from $15,312M in 2025.
- Credit Agreement borrowings $630M outstanding at Sept 30, 2026; $1,868M available.
- Dividend increased 8% to $0.70 per share quarterly in nine months 2026.
- Repurchased 2.7M shares for $580M in nine months 2026; no repurchases in 2025.
Market Risk (Item 3)
Debt fair value $2.3B below carrying; FX sensitivity quantified; hedging details.Notable- Long-term debt fair value $10,658M vs carrying $12,233M at Sep 30, 2026, a $1,575M gap.
- A 1% rate increase would cut debt fair value by $2,281M below carrying at Sep 30, 2026.
- A 10% dollar weakening would increase pretax earnings by $62M for the nine months ended Sep 30, 2026.
- A 10% dollar strengthening would decrease pretax earnings by $25M for the nine months ended Sep 30, 2026.
- Hedges for Norway, UK, and India currency risk in place; no material impact in the period.
Controls and Procedures (Item 4)
Acquisition of AssuredPartners is a material change in internal controls, requiring attention.
What changed: Sep 2026 vs. Jun 2026
About 1% of AJG's Sep 2026 10-Q is new information. 6 paragraphs were added, 205 changed, and 6 removed. Below are the most important lines SECSift identified.
Changed
- Credit Agreement borrowings dropped to $630 million from $1,365 million at June 30, 2026.
- Premium Financing Debt Facility rose to $228 million from $134 million at June 30, 2026.
- Brokerage segment adjusted EBITDAC margin rose to 35.3% from 33.3% for the three-month period.
- Brokerage segment net earnings margin rose to 14.8% from 14.0% for the three-month period.
- Risk management segment net earnings margin rose to 13.3% from 12.3% for the three-month period.
Everything here comes from Arthur J. Gallagher & Co.'s own filings on SEC EDGAR. The filing list is rechecked every hour. SECSift analysis was completed on Nov 5, 2026, from the 10-Q for Sep 2026.