Assurant, Inc.

Company facts

Industry

Insurance Carriers, NEC

Headquarters

Atlanta, Georgia

Most recent report

10-Q, filed Aug 6, 2026

Incorporated

Delaware

Filings on record

1,000+ filings

On EDGAR

CIK 1267238

Fiscal year ends

December

Filer status

Large accelerated filer

What to read: Jun 2026 10-Q

SECSift found 8 of 37 sections worth reading, with 5 positive, 15 notable, and 1 negative flags.

• Notes to Consolidated Financial Statements (unaudited)

  One-time loss on subsidiary sale of $11.2M; segment description is routine.
  Notable

  • Loss of $11.2M from a subsidiary sale, with $10.7M recorded in Q4 2025 and $0.5M in Q1 2026.

• Notes to Consolidated Financial Statements (unaudited)

  Segment EBITDA growth and Miami property sale details are important for Q2 2026.
  Positive

  • Global Lifestyle service contract revenue up 22% to $490.3M in Q2 2026 vs $402.1M.
  Notable

  • Miami property sale for $126M, subject to government approvals; not assured. Depreciation ceased.

• Notes to Consolidated Financial Statements (unaudited)

  Required note with contract balances and revenue policy details.
  Notable

  • Receivables increased $4.8M and unearned revenue $6.4M from Dec 31, 2025 to June 30, 2026.
  • Deferred commissions intangible asset fell to $65.1M from $67.6M at year-end 2025, down $2.5M.

• Notes to Consolidated Financial Statements (unaudited)

  Routine investment disclosure; no credit losses recognized.
  Notable

  • Unrealized losses fell to 6% of fair value at June 30, 2026 from 9% at year-end 2025, but absolute amount rose to $242.0M.
  • 34% of commercial mortgage loan principal is concentrated in California, Texas, and Maryland as of June 30, 2026.

• Notes to Consolidated Financial Statements (unaudited)

  Reserve development amounts by segment; key to assessing reserve adequacy.
  Notable

  • No significant changes in methodologies and assumptions, ensuring consistency in reserve estimates.
  • Net favorable development fell to $74.1M from $99.3M year-over-year for six months ended June 30, 2026.
  • Segment breakdown: Global Lifestyle $37.9M, Global Automotive $20.6M, Connected Living $17.3M, Global Housing $31.0M.

• Notes to Consolidated Financial Statements (unaudited)

  Favorable loss development and AOCI shift with specific numbers.
  Positive

  • All others contributed $5.2M net favorable loss development for the six months ended June 30, 2026.
  Notable

  • Lender-placed hazard drove $29.8M favorable loss development in 1H 2025 from easing inflation and lower frequency.

• Notes to Consolidated Financial Statements (unaudited)

  No new restructuring charges; just residual payments on prior plans.
  Notable

  • 2025 Plan cost $28.7M in Q4 2025; no additional costs expected.
  • No new restructuring charges in H1 2026; prior plans winding down.

• Item 2

  Full MD&A with segment P&L, liquidity details, and capital deployment figures.
  Positive

  • Net income increased 27% to $298.6 million in Q2 2026 from $235.3 million in Q2 2025.
  • Global Housing Adjusted EBITDA up 28% to $274.8 million in Q2 2026, helped by $17.6M lower catastrophes.
  • Net cash from operations was $694.7 million in H1 2026, up from $657.9 million in H1 2025.
  Notable

  • 2026 catastrophe reinsurance premiums estimated at $181.7M, down 13% from $210.0M in 2025.
  • Holding company liquidity of $911.5M is $686.5M above the $225M internal minimum as of June 30, 2026.
  • Repurchased $200.1M of stock in H1 2026; $574.5M remains under $700M November 2025 authorization.
  Negative

  • Net unrealized losses on fixed maturity securities grew $87.9M in H1 2026 to $143.6M due to rising Treasury rates.

What changed: Jun 2026 vs. Mar 2026

About 9% of AIZ's Jun 2026 10-Q is new information. 27 paragraphs were added, 113 changed, and 26 removed. Below are the most important lines SECSift identified.

• Item 2 58
• Notes to Consolidated Financial Statements (unaudited) 34
• Item 6 3
• Item 4 2